HELOC & Home Equity Calculator

Calculate available home equity and HELOC borrowing capacity

Home Value & Mortgage

Current Home Value ($)

Remaining Mortgage ($)

Other Liens on Property ($)

Combined Loan-to-Value (%)

HELOC Terms

Credit Line Needed ($)

HELOC Interest Rate (%)

Draw Period (years)

Repayment Period (years)

Equity Analysis

Total Home Equity

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Available Credit (85% LTV)

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Max HELOC at 85%

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Monthly Payment

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Total Interest Paid

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Total Cost of HELOC

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Equity at Draw End

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LTV After HELOC

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Credit Line Approved?

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For educational purposes. Not financial advice. Consult a mortgage professional.