Social Security Benefits Calculator

Estimate your benefit at age 62, 67, and 70 — and find your optimal claiming age

Your Information
$/yr
$/yr
Estimated Monthly Benefit
Calculating...
Claim at 62
—
per month
Claim at 67
—
per month
Full Retirement Age
Claim at 70
—
per month

Breakeven Analysis

Claim at 62 vs 67: pays off at age —
Claim at 67 vs 70: pays off at age —
Claim at 62 vs 70: pays off at age —
Claim Age Monthly Total to 80 Total to 85 Total to 90
Key Factors for Your Decision
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Frequently Asked Questions

This calculator provides estimates only. Actual Social Security benefits are calculated by the SSA based on your complete earnings history (35 highest-earning years, indexed to wage growth). For official estimates, visit ssa.gov/myaccount or call 1-800-772-1213. This tool is for educational purposes and does not constitute financial advice.